Maternity coverage is one of the 10 essential health benefits that must be covered by all health insurance plans offered to individuals, families, and small groups. Health insurance for pregnancy, labor, delivery, and newborn baby care became mandatory in 2014 under the Affordable Care Act. Only after a waiting period of 2 – 4 years, pregnancy related expenses start to get covered under a health plan. Another thing to look out for is the sub limit of the maternity coverage on the total sum insured.
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